5 You will pay cash advance out payroll in interest A credit card has an APR of 20 You will pay 56 in interest A payday lender has an APR of 390 You will pay 1,518 in interest. What happens if I cant pay the lender the money I owe. If you cannot pay the lender the money you owe, you borrow the money for two more weeks. This is called a rollover, or rolling over the loan.
To roll over the loan, you pay another fee. If you roll over the loan a few times, you will pay a lot to borrow the money. It becomes harder to get back to where you started.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
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