Federal and state laws cash loans payday loans certain types of lenders and loans, including short-term loans. If a lender is wholly owned and operated by a federally recognized American Indian Tribe and sovereign government, applicable Tribal and Federal law governs its loans and related contracts, requests and documents.
Consumers are encouraged to research laws that may be applicable to short-term loans, and to ask their lenders for more information. Legal Disclaimer: The purpose of this website is to connect potential borrowers with the lenders andor financial service providers that advertise on this website. This website does not constitute an offer or solicitation to lend.
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In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders cash loans payday loans require you to agree to resolve any disputes in a tribal jurisdiction.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. The purpose of shorter duration loans is to provide the borrower temporary financial relief.
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Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.