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The promise is that you will eventually pay the money back with interest. In the citi cash advance serve loan model, the check is security for the loan, not payment. Asked about the Citi cash advance serve Biz prosecutions in Harris County, Rudy Aguilar, director of online bc payday loans protection for the state Office of Consumer Credit Commissioner, responded, We dont believe that it would be appropriate in that scenario to move forward with those charges, he said.
Now, we cant tell that J. court how to interpret this. Aguilar said the agency was unaware that the justice of the peace court in Humble was pursuing criminal charges against Cash Biz customers. Defense attorney Jeff Ross, who specializes in hot-check cases in Houston, said that payday loan customers arent committing a crime, because the payday lender accepts the check knowing that its not good at the time the loan is given.
If I want to be a hard-ass about it Id say, Listen were not going to pay a nickel, Ross said.
I hope I won't go to jail for this. Thanks. Frank, in general courts don't care much about when you incur new debt unless citi cash advance serve lender files a motion about it.
Whether this lender would do that depends on their policy (which we don't know) and how long it would be between the loan and your filing. The motion would be to make that loan (or loans) non-dischargeable. And no, you won't go do jail over it. I definitely recommend that you consult wit han experienced bankruptcy attorney in your area about your entire financial situation. my wages are being garnished if i file for bankruptcy how long will it take for them to stop taking money from my check.