According to CarsDirect, most banks dont charge late fees on car payments until theyre 10 days overdue. The Center for Responsible Lending says a typical late fee for a 300 car payment is 15. However, fees can vary widely, so its important to check your contract. Also, be careful about letting your loan go unpaid for longer than 30 days.
At that point, the lender could repossess your car. Deal With Debts. Instead of simply putting off paying your bills, you can try to negotiate with your creditors and see if theyll give you a break. They dont want to see personal loan interest per month file for bankruptcy, because if you do, they lose everything.
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