We offer loans between 2,001 and 20,000 for up to 36 months. When you apply well review your individual circumstances and offer a loan amount and duration that allows you to comfortably repay.
Santander personal loan early repayment charges long does it take. Your online application can be completed in under 10 minutes. Once weve assessed your application, a decision is available within the hour during business hours. Who can apply. Youre eligible for a loan if youre employed and earning more than 1,500 per month.
As a responsible lender, our checks ensure that your repayments are affordable and realistic. What do I need to apply. Well need a few personal details as well as access to your bank accounts transactional history.
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You will be able to complete this step in just a few minutes, so long as you're prepared. You'll be asked for your personal details (name, address etc), employment history and current status, and a few other basic questions.
It is important that you're truthful during the process as lenders in our system will verify the info. If santander personal loan early repayment charges doesn't check out there may be delays. For most users a bad credit history will not have a massive impact on the decision, but there still may be a credit check and you may be asked to supply further documentation.
This can all easily be done online. Still, sometimes you will need to fax additional documents. If you are approved and wish to go ahead with the loan, you will be required to provide details for a basic checking account where the money can be deposited and the repayments taken.
During the working week, you can expect to see the funds in as fast as the next business day. Loan Terms.